i'd just like to add my story too, i think others would like to hear it. i`ve been struggling for several years with my car loan, as i had indemnity fraud in the past, and my credit score dropped down. originally, i bought a car with 29% apr, then i refinanced twice, the lowest i had -12.99%. it was so high, my heart was bleeding every time i wrote the check. i applied to build up my credit score and remove every collection with the aid of rock base whom i contacted via his (rockbase @protonmail .com) after some days he told me he's done which i also confirmed on my credit profile. i reapplied for refinance 3-d time, and got several offers, logix won, amazing 4.5% apr, i couldn't even dream about that. and for one hour spent in branch, they opened a checking account, refinanced my car, provided credit card, that also helps build the credit,loani applied for was granted. i even got a debit card right away. i was told they will reduce my car loan. i am so happy, it’s like i got out of a financial trap i’ve been in for several years.